@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/084282eba306c257-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/1e377d93cbdd6b44-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/ec1d0aa2d2fbc083-s.woff2) format("woff2");unicode-range:u+1f??}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/f1dd23950e6cd390-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/0c7826ffb3acea36-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/b6a6f0b43d027304-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/692df4da22e71021-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/084282eba306c257-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/1e377d93cbdd6b44-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/ec1d0aa2d2fbc083-s.woff2) format("woff2");unicode-range:u+1f??}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/f1dd23950e6cd390-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/0c7826ffb3acea36-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/b6a6f0b43d027304-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/692df4da22e71021-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/084282eba306c257-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/1e377d93cbdd6b44-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/ec1d0aa2d2fbc083-s.woff2) format("woff2");unicode-range:u+1f??}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/f1dd23950e6cd390-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/0c7826ffb3acea36-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/b6a6f0b43d027304-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/692df4da22e71021-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/084282eba306c257-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/1e377d93cbdd6b44-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/ec1d0aa2d2fbc083-s.woff2) format("woff2");unicode-range:u+1f??}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/f1dd23950e6cd390-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/0c7826ffb3acea36-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/b6a6f0b43d027304-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Source_Sans_3_41e5b4;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/692df4da22e71021-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Source_Sans_3_Fallback_41e5b4;src:local("Arial");ascent-override:109.21%;descent-override:42.66%;line-gap-override:0.00%;size-adjust:93.76%}.__className_41e5b4{font-family:__Source_Sans_3_41e5b4,__Source_Sans_3_Fallback_41e5b4;font-style:normal}.__variable_41e5b4{--font-body:"__Source_Sans_3_41e5b4","__Source_Sans_3_Fallback_41e5b4"}@font-face{font-family:__Outfit_c4903c;font-style:normal;font-weight:300;font-display:swap;src:url(/_next/static/media/98848575513c9742-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Outfit_c4903c;font-style:normal;font-weight:300;font-display:swap;src:url(/_next/static/media/7b0b24f36b1a6d0b-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Outfit_c4903c;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/98848575513c9742-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Outfit_c4903c;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/7b0b24f36b1a6d0b-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Outfit_c4903c;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/98848575513c9742-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:__Outfit_c4903c;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/7b0b24f36b1a6d0b-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:__Outfit_Fallback_c4903c;src:local("Arial");ascent-override:100.18%;descent-override:26.05%;line-gap-override:0.00%;size-adjust:99.82%}.__className_c4903c{font-family:__Outfit_c4903c,__Outfit_Fallback_c4903c;font-style:normal}.__variable_c4903c{--font-logo:"__Outfit_c4903c","__Outfit_Fallback_c4903c"}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/f11ffaf03a80bc19-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/b818b0ea116ed117-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/ed89fb4fc238c6bf-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/e115bc1b6e48400d-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/fc9d3723ce3bfccb-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/597b6a5d799c44de-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/f11ffaf03a80bc19-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/b818b0ea116ed117-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/ed89fb4fc238c6bf-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/e115bc1b6e48400d-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/fc9d3723ce3bfccb-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:"__Source_Serif_4_14e69d";font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/597b6a5d799c44de-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:"__Source_Serif_4_Fallback_14e69d";src:local("Times New Roman");ascent-override:87.87%;descent-override:28.41%;line-gap-override:0.00%;size-adjust:117.91%}.__className_14e69d{font-family:"__Source_Serif_4_14e69d","__Source_Serif_4_Fallback_14e69d";font-style:normal}.__variable_14e69d{--font-display:"__Source_Serif_4_14e69d","__Source_Serif_4_Fallback_14e69d"}:root{--ink:#1e2b26;--muted:#4b5a53;--bg:#fbf8f3;--surface:#fff;--line:#e3ded4;--brand:#0f3d2e;--link:#1c5a45;--soft:#eef3ee;--call:#0f3d2e;--call-hover:#1c5a45;--note:#fbf3e4;--note-line:#e0c690;--radius:8px;--wrap:1080px;--measure:70ch}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-body),-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:19px;line-height:1.65}a{color:var(--link);text-underline-offset:3px}a:hover{color:var(--brand)}:focus-visible{outline:3px solid var(--call);outline-offset:2px;border-radius:3px}h1,h2,h3{font-family:var(--font-display),Georgia,serif;line-height:1.2;text-wrap:balance;color:var(--brand)}h1{font-size:clamp(2rem,4.5vw,2.8rem);margin:.4em 0 .3em;letter-spacing:-.01em}h2{font-size:clamp(1.45rem,3vw,1.8rem);margin:1.6em 0 .5em}h3{font-size:1.2rem;margin:1.2em 0 .4em}ol,p,ul{max-width:var(--measure)}li+li{margin-top:.35em}.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:20px}.small{font-size:.85rem;color:var(--muted)}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:100}.preview-banner{background:#2b2b2b;color:#fff;font-size:.8rem;text-align:center;padding:6px 16px}.callbar{position:-webkit-sticky;position:sticky;top:env(safe-area-inset-top,0);z-index:50;background:var(--brand);color:#fff;box-shadow:0 1px 0 rgba(0,0,0,.15)}.callbar-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:10px}.logo{font-family:var(--font-display),Georgia,serif;font-weight:700;font-size:1.5rem;color:inherit;text-decoration:none;letter-spacing:-.01em;margin:0}.logo span{color:#f0b98e}.callbar .logo{color:#fff}.callbar-right{display:flex;align-items:center;gap:14px}.callbar-note{font-size:.8rem;opacity:.85;max-width:22ch;line-height:1.3;text-align:right}.call-btn{display:inline-flex;align-items:center;gap:10px;background:var(--call);color:#fff;text-decoration:none;font-weight:700;border-radius:999px;white-space:nowrap}.call-btn:hover{background:var(--call-hover);color:#fff}.call-lg{font-size:1.35rem;padding:16px 30px}.call-md{font-size:1.05rem;padding:10px 20px}.call-icon{font-size:1.2em;line-height:1}.call-pending{cursor:default}.call-pending,.call-pending:hover{background:#7a8b8f}.mainnav{background:var(--surface);border-bottom:1px solid var(--line)}.mainnav-inner{display:flex;gap:6px 22px;flex-wrap:wrap;padding-block:10px;font-size:.95rem}.mainnav a{text-decoration:none;color:var(--ink)}.mainnav a:hover{color:var(--link);text-decoration:underline}.article{padding-block:20px 60px;max-width:820px}.crumbs{font-size:.85rem;color:var(--muted);display:flex;flex-wrap:wrap;gap:6px}.crumbs span+span:before{content:"›";margin-right:6px;color:var(--muted)}.reviewline{font-size:.9rem;color:var(--muted);margin:0 0 20px}.reviewline.pending{color:#7a5a14}.answer{background:var(--surface);border:1px solid var(--line);border-left:5px solid var(--brand);border-radius:var(--radius);padding:18px 22px;margin:10px 0 24px}.answer p{font-size:1.1rem}.answer .answer-label{font-size:.8rem;letter-spacing:.08em;color:var(--muted);margin-bottom:6px}.callout{background:var(--soft);border-radius:var(--radius);padding:14px 18px}.notice{background:var(--note);border:1px solid var(--note-line);border-radius:var(--radius);padding:12px 16px;font-size:.95rem}.table-wrap{margin:16px 0;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface)}table{border-collapse:collapse;width:100%;font-size:.95rem;min-width:520px}caption{font-weight:700;padding:12px 14px 4px}caption,td,th{text-align:left}td,th{vertical-align:top;padding:10px 14px;border-bottom:1px solid var(--line)}thead th{background:var(--soft);font-size:.85rem}tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}.callbox{background:var(--surface);border:2px solid var(--brand);border-radius:12px;padding:22px 24px;margin:28px 0;display:grid;grid-gap:10px;gap:10px;justify-items:start}.callbox h2{margin:0;font-size:1.5rem}.callbox p{margin:0}.callbox.soft{background:var(--soft)}.callbox.soft,.faqs details{border:1px solid var(--line)}.faqs details{background:var(--surface);border-radius:var(--radius);padding:14px 18px;margin-bottom:10px}.faqs summary{cursor:pointer;font-weight:700}.faqs details p{margin:10px 0 0}.sources ol{font-size:.9rem}.related ul{padding-left:20px}.hero{padding-block:44px 28px}.hero h1{font-size:clamp(2.2rem,5vw,3.2rem);max-width:20ch}.hero p.lede{font-size:1.2rem;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));grid-gap:16px;gap:16px;margin:20px 0}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;text-decoration:none;color:var(--ink);display:grid;grid-gap:6px;gap:6px;align-content:start}.card:hover{border-color:var(--link)}.card strong{color:var(--brand);font-family:var(--font-display),Georgia,serif;font-size:1.15rem}.card span{font-size:.92rem;color:var(--muted)}.tool{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:22px;margin:20px 0;display:grid;grid-gap:16px;gap:16px}.field{display:grid;grid-gap:6px;gap:6px}.field label,.field legend{font-weight:700}.field input,.field select{font:inherit;font-size:1.05rem;padding:10px 12px;border:1px solid #9aa9ad;border-radius:6px;background:#fff;max-width:320px}fieldset.field{border:0;padding:0;margin:0}.choice{display:flex;gap:10px;align-items:center;font-weight:400;padding:6px 0}.choice input{width:22px;height:22px}.result{background:var(--soft);border-radius:var(--radius);padding:18px 20px}.result .big{font-family:var(--font-display),Georgia,serif;font-size:2.2rem;color:var(--brand);margin:0;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.btn{font:inherit;font-weight:700;background:var(--brand);color:#fff;border:0;border-radius:999px;padding:12px 26px;cursor:pointer;justify-self:start}.btn:hover{background:var(--link)}.btn.ghost{background:transparent;color:var(--brand);border:2px solid var(--brand)}.checklist li{margin-bottom:8px}.footer{background:var(--brand);color:#dfe8e6;margin-top:40px;padding-block:36px 24px;font-size:.92rem}.footer a{display:block;text-decoration:none;margin:4px 0}.footer a:hover{text-decoration:underline}.footer h2{color:#fff;font-size:1rem;font-family:var(--font-body),sans-serif;margin:0 0 8px}.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));grid-gap:24px;gap:24px}.footer-legal{border-top:1px solid hsla(0,0%,100%,.2);margin-top:24px;padding-top:16px;font-size:.82rem}.footer-legal p{max-width:none}@media (max-width:640px){body{font-size:18px}.callbar-note{display:none}.logo{font-size:1.25rem}.call-md{font-size:.95rem;padding:9px 14px}.call-lg{font-size:1.15rem;padding:14px 22px}}@media print{.callbar,.callbox,.footer,.mainnav,.no-print,.preview-banner{display:none!important}body{background:#fff;font-size:12pt}}.lede-p{font-size:1.15rem;color:var(--muted)}.hdr{position:-webkit-sticky;position:sticky;top:env(safe-area-inset-top,0);z-index:60;background:hsla(0,0%,100%,.97);-webkit-backdrop-filter:saturate(1.4) blur(6px);backdrop-filter:saturate(1.4) blur(6px);border-bottom:1px solid #ece7de}.hdr-inner{max-width:1240px;margin:0 auto;padding:0 28px;height:74px;display:flex;align-items:center;gap:28px}.hdr-logo{font-family:var(--font-display),Georgia,serif;font-weight:700;font-size:1.95rem;letter-spacing:-.02em;color:var(--brand);text-decoration:none}.hdr-nav{display:flex;align-items:center;gap:30px;font-size:.93rem;font-weight:500}.hdr-drop>button,.hdr-nav>a{color:#1e2b26;text-decoration:none;background:none;border:0;font:inherit;cursor:pointer;display:inline-flex;align-items:center;gap:4px;padding:0}.hdr-drop>button:hover,.hdr-nav>a:hover{color:var(--link)}.hdr-drop{position:relative}.hdr-menu{display:none;position:absolute;top:calc(100% + 14px);left:-16px;background:#fff;border:1px solid #ece7de;border-radius:10px;box-shadow:0 16px 40px -18px rgba(15,61,46,.35);padding:8px;min-width:240px}.hdr-drop:focus-within .hdr-menu,.hdr-drop:hover .hdr-menu{display:grid}.hdr-drop:after{content:"";position:absolute;left:0;right:0;top:100%;height:16px}.hdr-menu a{padding:9px 12px;border-radius:6px;color:var(--ink);text-decoration:none;font-size:.95rem}.hdr-menu a:hover{background:var(--soft)}.hdr-search{display:inline-flex;align-items:center;gap:7px;color:#5b6862;text-decoration:none;font-size:.93rem;margin-left:12px}.hdr-search:hover{color:var(--link)}.hdr-cta{display:inline-flex;align-items:center;gap:9px;background:var(--brand);color:#fff;text-decoration:none;font-weight:600;font-size:.95rem;padding:12px 22px;border-radius:999px;white-space:nowrap}.hdr-cta:hover{background:var(--link);color:#fff}.hdr-mobile{display:none;position:relative}.hdr-mobile summary{list-style:none;cursor:pointer;font-weight:600;color:var(--brand);border:1.5px solid var(--brand);border-radius:999px;padding:7px 14px;font-size:.9rem}.hdr-mobile summary::-webkit-details-marker{display:none}.hdr-mobile-panel{position:absolute;top:calc(100% + 10px);background:#fff;border:1px solid #ece7de;border-radius:12px;box-shadow:0 16px 40px -18px rgba(15,61,46,.35);padding:8px;min-width:250px;display:grid}.hdr-mobile-panel a{padding:11px 12px;color:var(--ink);text-decoration:none;border-radius:6px}.hdr-mobile-panel a:hover{background:var(--soft)}@media (max-width:1080px){.hdr-nav{gap:20px}.hdr-search{display:none}}@media (max-width:1020px){.hdr-nav{display:none}.hdr-mobile{display:block}.hdr-inner{gap:12px;height:64px;padding:0 16px}.hdr-logo{font-size:1.5rem}}@media (max-width:480px){.hdr-cta{padding:9px 14px;font-size:.85rem}.hdr-cta svg{display:none}.hdr-logo{font-size:1.35rem}}.h-eyebrow{font-size:.8rem;font-weight:600;letter-spacing:.24em;text-transform:uppercase;color:#3d4a44;margin-bottom:16px!important}.h-btn{display:inline-flex;align-items:center;gap:14px;background:#0f3d2e;color:#fff;text-decoration:none;font-weight:600;font-size:1.05rem;padding:16px 30px;border-radius:999px;border:1.5px solid #0f3d2e;transition:background .15s}.h-btn:hover{background:#1c5a45;border-color:#1c5a45;color:#fff}.h-btn-outline{background:hsla(0,0%,100%,.7);color:#0f3d2e}.h-btn-outline:hover{background:#fff;color:#0f3d2e;border-color:#0f3d2e}.h-textlink{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:.95rem;color:#0f3d2e;text-decoration:none}.h-textlink:hover{text-decoration:underline}.pg-wrap{max-width:1240px;margin:0 auto;padding-inline:28px}.pg-head{background:linear-gradient(180deg,#f4efe6,#fbf8f3);border-bottom:1px solid #ece7de;position:relative;overflow:hidden}.pg-head:after{content:"";position:absolute;right:-120px;top:-140px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,hsla(29,59%,90%,.9),hsla(29,59%,90%,0) 70%);pointer-events:none}.pg-head .pg-wrap{position:relative;z-index:1;padding-block:34px 40px}.pg-head h1{font-family:var(--font-display),Georgia,serif;font-weight:700;font-size:clamp(2.3rem,4.4vw,3.5rem);line-height:1.06;letter-spacing:-.02em;color:#0f3d2e;margin:0;max-width:22ch}.pg-crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:1rem;color:#4b5a53;margin-bottom:22px}.pg-crumbs a{color:#1c5a45}.pg-crumbs span+span:before{content:"›";margin-right:8px;color:#8a948f}.pg-lede{font-size:1.25rem;line-height:1.5;color:#2a3731;max-width:60ch;margin:18px 0 0}.pg-meta{display:flex;flex-wrap:wrap;gap:12px 34px;margin-top:24px;font-size:1rem;color:#3d4a44}.pg-meta span{display:inline-flex;align-items:center;gap:10px}.pg-meta-shield{color:#0f3d2e}.pg-body{padding-block:36px 70px;max-width:900px;font-size:1.08rem}.pg-body-wide{max-width:1240px}.pg-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;grid-gap:64px;gap:64px;padding-block:40px 80px;align-items:start}.pg-main{font-size:1.1rem;line-height:1.7;min-width:0}.pg-main>section{scroll-margin-top:100px}.pg-body h2,.pg-main h2{font-family:var(--font-display),Georgia,serif;font-weight:700;color:#0f3d2e;font-size:clamp(1.6rem,2.6vw,2.05rem);line-height:1.18;letter-spacing:-.015em;margin:1.9em 0 .55em}.pg-body h3,.pg-main h3{font-size:1.3rem;color:#0f3d2e}.pg-body ol,.pg-body p,.pg-body ul,.pg-main ol,.pg-main p,.pg-main ul{max-width:68ch}.pg-body li+li,.pg-main li+li{margin-top:.5em}.pg-body a,.pg-main a{color:#1c5a45;text-decoration-thickness:1.5px}.pg-main strong{color:#14281f}.answer{background:#eef4ee;border:0;border-left:0;border-radius:16px;padding:26px 30px;margin:0 0 30px;position:relative}.answer:before{content:"";position:absolute;left:0;top:22px;bottom:22px;width:5px;border-radius:0 4px 4px 0;background:#2c6446}.answer p{font-size:1.22rem;line-height:1.6;margin:0;max-width:none;color:#1e2b26}.answer .answer-label{font-size:.82rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:#2c6446;margin-bottom:10px}.callout{border-radius:14px;padding:18px 22px;color:#3a2e22}.callout,.notice{background:#fbf1e6}.notice{border:1px solid #efd9bf;border-radius:14px;padding:16px 20px;font-size:1rem}.table-wrap{background:#fff;border:0;border-radius:16px;box-shadow:0 14px 40px -24px rgba(15,61,46,.35);margin:22px 0;overflow-x:auto}table{font-size:1.02rem;min-width:560px}caption{font-family:var(--font-display),Georgia,serif;font-size:1.15rem;color:#0f3d2e;padding:18px 20px 6px}td,th{padding:14px 20px;border-bottom:1px solid #ece7de;line-height:1.5}thead th{background:#f6f3ee;font-size:.95rem;color:#3d4a44;font-weight:600}tbody th{color:#0f3d2e;font-weight:600}.cta-card{display:flex;gap:22px;align-items:flex-start;background:#eef4ee;border-radius:18px;padding:30px 32px;margin:36px 0}.cta-soft{background:#fbf1e6}.cta-icon{flex:none;width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:#dce9dc;color:#2c6446}.cta-soft .cta-icon{background:#f6e3cf;color:#8a5a2c}.cta-body{display:grid;grid-gap:12px;gap:12px}.cta-card h2{margin:0!important;font-size:1.6rem!important}.cta-card p{margin:0;font-size:1.08rem}.cta-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px 24px;margin-top:6px}.cta-fine{font-size:.92rem!important;color:#56635d}.h-btn-pending{cursor:default}.h-btn-pending,.h-btn-pending:hover{background:#7f8c86;border-color:#7f8c86}.call-lg{font-size:1.15rem;padding:17px 32px;min-height:58px}.call-md{font-size:1.02rem;padding:13px 24px;min-height:50px}.faq-list{background:#fff;border-radius:16px;box-shadow:0 12px 34px -22px rgba(15,61,46,.35);padding:6px 24px}.faq-list details{border:0;border-bottom:1px solid #ece7de;background:none;border-radius:0;padding:0;margin:0}.faq-list details:last-child{border-bottom:0}.faq-list summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;font-weight:600;font-size:1.12rem;cursor:pointer;color:#1e2b26;min-height:56px}.faq-list summary::-webkit-details-marker{display:none}.faq-plus{flex:none;width:24px;height:24px;transition:transform .2s}.faq-list details[open] .faq-plus{transform:rotate(45deg)}.faq-list details p{margin:0 0 20px;color:#2a3731}.faqs details:not(.faq-list details){background:#fff;border:1px solid #ece7de;border-radius:14px;padding:16px 22px;margin-bottom:12px}.faqs details:not(.faq-list details) summary{font-weight:600;font-size:1.08rem;cursor:pointer}.related-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:14px;gap:14px}.related-card{display:flex;justify-content:space-between;align-items:center;gap:16px;background:#fff;border:1px solid #ece7de;border-radius:14px;padding:18px 22px;text-decoration:none!important;color:#0f3d2e!important;font-weight:600;font-size:1.05rem;min-height:64px;transition:border-color .15s,transform .15s}.related-card:hover{border-color:#2c6446;transform:translateY(-1px)}.related-card svg{flex:none}.sources{margin-top:20px}.sources h2{font-size:1.25rem!important}.sources ol{font-size:.98rem;color:#3d4a44}.pg-side{position:relative;height:100%}.pg-side-sticky{position:-webkit-sticky;position:sticky;top:100px;display:grid;grid-gap:18px;gap:18px}.side-card{background:#fff;border:1px solid #ece7de;border-radius:16px;padding:22px 24px}.side-title{font-size:.8rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#3d4a44;margin:0 0 12px}.side-toc,.side-tools{list-style:none;padding:0;margin:0;display:grid;grid-gap:2px;gap:2px}.side-toc li,.side-tools li{margin:0!important}.side-toc a{display:block;padding:8px 0 8px 14px;border-left:2px solid #ece7de;color:#2a3731;text-decoration:none;font-size:1rem;line-height:1.35}.side-toc a:hover{border-left-color:#2c6446;color:#0f3d2e}.side-tools a{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:10px 0;color:#0f3d2e;font-weight:600;text-decoration:none;font-size:1rem;border-bottom:1px solid #f0ece5}.side-tools li:last-child a{border-bottom:0}.side-help{background:#eef4ee;border:0;display:grid;grid-gap:12px;gap:12px}.side-help p{margin:0;font-size:1rem}.side-help .h-btn{justify-content:center;width:100%}.tool{background:#fff;border:0;border-radius:18px;padding:30px;box-shadow:0 16px 44px -26px rgba(15,61,46,.4);gap:22px}.tool h3{font-family:var(--font-display),Georgia,serif;font-size:1.4rem;color:#0f3d2e;margin:6px 0 0}.field label,.field legend{font-size:1.08rem;font-weight:600;color:#1e2b26}.field input,.field select{font-size:1.15rem;min-height:56px;padding:12px 16px;border:1.5px solid #b9c2bd;border-radius:12px;max-width:360px;background:#fcfbf8}.field input:focus{border-color:#0f3d2e;outline:3px solid rgba(44,100,70,.25);outline-offset:0}.choice{border:1.5px solid #d8d2c6;border-radius:12px;padding:14px 16px;margin-bottom:8px;background:#fcfbf8;cursor:pointer;font-size:1.08rem;max-width:520px}.choice:has(input:checked){border-color:#0f3d2e;background:#eef4ee}.choice input{accent-color:#0f3d2e}.result{background:#eef4ee;border-radius:16px;padding:24px 26px}.result .big{color:#0f3d2e;font-size:2.6rem}.btn{min-height:54px;font-size:1.05rem;background:#0f3d2e}.btn.ghost{color:#0f3d2e;border-color:#0f3d2e;background:#fff;min-width:120px}.btn.ghost:hover{background:#eef4ee}.small{font-size:.95rem}.checklist{list-style:none;padding-left:0}.checklist li{position:relative;padding:14px 16px 14px 54px;background:#fff;border:1px solid #ece7de;border-radius:12px;margin:0 0 10px!important}.checklist li:before{content:"";position:absolute;left:18px;top:16px;width:22px;height:22px;border:2px solid #2c6446;border-radius:6px}.footer,.pg-body>.answer:first-child,.pg-body>.tool:first-child,.prose h2:first-child{margin-top:0}.footer{background:#0f3d2e;color:#d7e3dc;padding-block:56px 30px;font-size:1rem}.footer .logo{font-size:1.8rem;color:#fff}.footer .logo span,.footer h2{color:#f5e6d8}.footer h2{font-size:.8rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:12px}.footer a{padding:5px 0;color:#fff}.footer-grid,.footer-legal{max-width:1240px;padding-inline:28px}.footer-legal{color:#b9cbc1}.preview-banner{background:#1e2b26;font-size:.85rem;letter-spacing:.02em}@media (max-width:1000px){.pg-grid{grid-template-columns:1fr;gap:0}.pg-side{display:none}}@media (max-width:640px){.pg-wrap{padding-inline:18px}.pg-main{font-size:1.08rem}.answer{padding:22px}.answer p{font-size:1.12rem}.cta-card{flex-direction:column;padding:24px 22px}.related-grid{grid-template-columns:1fr}.tool{padding:22px 18px}.faq-list{padding:4px 18px}}@media (prefers-reduced-motion:reduce){.faq-plus,.related-card{transition:none}}@media (max-width:640px){.pg-crumbs span:last-child{display:none}}.takeaways{background:#fff;border-radius:16px;box-shadow:0 12px 34px -24px rgba(15,61,46,.35);padding:22px 28px;margin:0 0 30px}.takeaways-label{font-size:.82rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:#8a5a2c;margin:0 0 10px}.takeaways ul{margin:0;padding-left:0;list-style:none;display:grid;grid-gap:10px;gap:10px;max-width:none}.takeaways li{position:relative;padding-left:32px;margin:0!important}.takeaways li:before{content:"";position:absolute;left:0;top:.35em;width:20px;height:20px;border-radius:50%;background:#5e8f6e url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6 10.3l2.6 2.6L14 7.5' fill='none' stroke='%23fff' stroke-width='1.9' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") 50%/100% no-repeat}.m-callbar{display:none}@media (max-width:760px){.m-callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:70;align-items:center;justify-content:space-between;gap:12px;background:#0f3d2e;color:#fff;padding:10px 16px calc(10px + env(safe-area-inset-bottom, 0px));box-shadow:0 -8px 24px -12px rgba(0,0,0,.35);font-size:.98rem}.m-callbar a{background:#f5e6d8;color:#0f3d2e;font-weight:700;text-decoration:none;padding:12px 20px;border-radius:999px;white-space:nowrap;min-height:48px;display:inline-flex;align-items:center}.pg-grid{padding-bottom:40px}body{padding-bottom:76px}}.pg-head.has-img{min-height:380px;display:flex;align-items:center}.pg-head.has-img .pg-wrap{width:100%}.pg-head.has-img:after{display:none}.pg-head-media{position:absolute;top:0;right:0;bottom:0;width:58%}.pg-head-media:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#f7f2ea,hsla(37,45%,94%,.85) 22%,hsla(37,45%,94%,.15) 55%,hsla(37,45%,94%,0))}.pg-head-img{object-fit:cover;object-position:70% 40%}.pg-head.has-img .pg-crumbs,.pg-head.has-img .pg-lede,.pg-head.has-img .pg-meta,.pg-head.has-img h1{max-width:620px;position:relative}.pg-jump{display:none}@media (max-width:1000px){.pg-jump{display:block;position:-webkit-sticky;position:sticky;top:64px;z-index:40;background:hsla(0,0%,100%,.97);border-bottom:1px solid #ece7de}.pg-jump-inner{display:flex;gap:8px;overflow-x:auto;padding-block:10px;scrollbar-width:none}.pg-jump-inner::-webkit-scrollbar{display:none}.pg-jump a{flex:none;padding:8px 14px;border-radius:999px;background:#f4efe6;color:#0f3d2e;font-weight:600;font-size:.95rem;text-decoration:none}}@media (max-width:900px){.pg-head.has-img{flex-direction:column;align-items:stretch;min-height:0}.pg-head-media{position:relative;width:100%;height:220px;order:-1}.pg-head-media:after{background:linear-gradient(180deg,hsla(37,45%,94%,0) 55%,#f7f2ea)}}.pg-call{display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;margin-top:24px;position:relative}.pg-call-btn{font-size:1.08rem;padding:14px 26px;box-shadow:0 12px 26px -14px rgba(15,61,46,.7)}.pg-call-note{font-size:.95rem;color:#3d4a44}.mid-prompt{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px 28px;background:#fbf1e6;border-radius:16px;padding:22px 26px;margin:30px 0 6px}.mid-prompt p{margin:0}.mid-prompt-title{font-family:var(--font-display),Georgia,serif;font-weight:700;font-size:1.3rem;color:#0f3d2e;margin-bottom:4px!important}.mid-prompt-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px 20px}.mid-prompt .h-btn-outline{background:#fff;padding:12px 22px;font-size:1rem}.call-link{color:#0f3d2e!important;text-decoration:none!important;font-size:1rem;white-space:nowrap}.call-link strong{text-decoration:underline;text-underline-offset:3px}.result-cta{display:grid;grid-gap:12px;gap:12px;justify-items:start;margin-top:18px;padding-top:18px;border-top:1px solid rgba(15,61,46,.15)}.result-cta p{margin:0}.result-cta-line{margin-top:12px}@media (max-width:640px){.pg-call-btn{width:100%;justify-content:center}.mid-prompt{padding:20px}}.q-section{margin-bottom:30px}.q-section h2{margin-top:0!important}.q-steps{list-style:none;padding:0;margin:20px 0 0;display:grid;grid-template-columns:repeat(4,1fr);grid-gap:14px;gap:14px;max-width:none}.q-steps li{background:#fff;border:1px solid #efeae1;border-radius:16px;padding:22px 20px;display:grid;grid-gap:8px;gap:8px;align-content:start;margin:0!important}.q-step-n{width:42px;height:42px;border-radius:50%;background:#0f3d2e;color:#fff;display:grid;place-items:center;font-family:var(--font-display),Georgia,serif;font-weight:700;font-size:1.2rem}.q-steps strong{color:#0f3d2e;font-size:1.12rem}.q-steps span:last-child{font-size:1rem;color:#3d4a44}.q-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:18px;gap:18px}.q-card{background:#eef4ee;border-radius:18px;padding:26px 28px}.q-card-peach{background:#fbf1e6}.q-card h2{margin:0 0 12px!important;font-size:1.5rem!important}.q-asks,.q-checks{list-style:none;padding:0;margin:0 0 12px;display:grid;grid-gap:10px;gap:10px;max-width:none}.q-asks li,.q-checks li{position:relative;padding-left:32px;margin:0!important}.q-checks li:before{content:"";top:.3em;background:#5e8f6e url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6 10.3l2.6 2.6L14 7.5' fill='none' stroke='%23fff' stroke-width='1.9' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") 50%/100% no-repeat}.q-asks li:before,.q-checks li:before{position:absolute;left:0;width:20px;height:20px;border-radius:50%}.q-asks li:before{content:"?";top:.15em;background:#c98c4b;color:#fff;font-weight:700;font-size:.8rem;display:grid;place-items:center}@media (max-width:1000px){.q-steps{grid-template-columns:1fr 1fr}}@media (max-width:640px){.q-grid,.q-steps{grid-template-columns:1fr}.q-card{padding:22px 20px}}.age-sel{background:#fff;border:1px solid #ece7de;border-radius:18px;padding:22px 24px;margin:0 0 28px;box-shadow:0 12px 30px -24px rgba(15,61,46,.4)}.age-sel-title{font-weight:700;font-size:1.08rem;color:#0f3d2e;margin:0 0 14px}.age-sel-bands{display:grid;grid-template-columns:repeat(5,1fr);grid-gap:10px;gap:10px}.age-band{display:grid;place-items:center;min-height:60px;border-radius:14px;border:2px solid #d8d2c6;background:#fcfbf8;color:#0f3d2e!important;text-decoration:none!important;font-family:var(--font-display),Georgia,serif;font-weight:700;font-size:1.3rem;transition:border-color .15s,background .15s}.age-band:hover{border-color:#2c6446;background:#eef4ee}.age-band.is-current{background:#0f3d2e;border-color:#0f3d2e;color:#fff!important}.age-sel-form{display:flex;flex-wrap:wrap;align-items:center;gap:10px 12px;margin-top:16px}.age-sel-form label{font-size:1rem;color:#3d4a44}.age-sel-form input{font:inherit;font-size:1.15rem;width:110px;min-height:50px;padding:8px 14px;border:1.5px solid #b9c2bd;border-radius:12px;background:#fcfbf8}.age-sel-form input:focus{border-color:#0f3d2e;outline:3px solid rgba(44,100,70,.25)}.age-sel-form .h-btn{padding:12px 24px;min-height:50px;font-size:1.05rem}.age-sel-msg{margin:12px 0 0;font-size:.98rem;color:#6e4b2c;background:#fbf1e6;border-radius:10px;padding:10px 14px}@media (max-width:640px){.age-sel{padding:18px 16px}.age-sel-bands{grid-template-columns:repeat(3,1fr)}.age-band{min-height:56px;font-size:1.15rem}}@media (prefers-reduced-motion:reduce){.age-band{transition:none}}.footer-call{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px 30px;max-width:1240px;padding-inline:28px;padding-bottom:34px;margin-bottom:30px;border-bottom:1px solid hsla(0,0%,100%,.15)}.footer-call p{margin:0;max-width:none}.footer-call-title{font-family:var(--font-display),Georgia,serif;font-weight:700;font-size:1.6rem;color:#fff}.footer .footer-call-btn{display:inline-flex;align-items:center;background:#f5e6d8;color:#0f3d2e;font-weight:800;font-size:1.4rem;padding:16px 30px;border-radius:999px;text-decoration:none;margin:0}.footer .footer-call-btn:hover{background:#fff;text-decoration:none}.fc-hero-call{display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px;margin:22px 0 4px}.fc-hero-call span{font-size:.98rem;color:#3d4a44}.fc-calc-call{margin-top:18px;display:grid;grid-gap:10px;gap:10px;justify-items:start}.fc-calc-call .h-btn{background:#f5e6d8;color:#0f3d2e;border-color:#f5e6d8}@media (max-width:640px){.footer .footer-call-btn{width:100%;justify-content:center;font-size:1.25rem}.footer-call{padding-inline:18px}}.bf-logo-link{text-decoration:none!important;display:inline-flex}.bf-logo{display:inline-flex;align-items:center;gap:12px}.bf-logo-mark{flex:none;filter:drop-shadow(0 2px 4px rgba(34,48,74,.12))}.bf-logo-text{display:grid;grid-gap:3px;gap:3px}.bf-logo-word{font-family:var(--font-logo),"Helvetica Neue",Arial,sans-serif;font-weight:300;font-size:1.75rem;line-height:1;letter-spacing:-.01em;color:#22304a;white-space:nowrap}.bf-logo-word b{font-weight:700}.bf-logo-tag{font-family:var(--font-logo),"Helvetica Neue",Arial,sans-serif;font-weight:400;font-size:.62rem;letter-spacing:.22em;text-transform:uppercase;color:#4a5770;white-space:nowrap}.bf-logo-light .bf-logo-word{color:#fff}.bf-logo-light .bf-logo-tag{color:#c9d6cf}.hdr-logo{margin-right:auto;display:inline-flex}.footer-tagline{margin-top:14px!important}@media (max-width:920px){.bf-logo-word{font-size:1.45rem}.hdr .bf-logo-mark{width:30px;height:36px}}@media (max-width:480px){.bf-logo{gap:8px}.bf-logo-word{font-size:1.25rem}}.bf-logo-tag span{display:block}.footer-grid{grid-template-columns:minmax(260px,1.3fr) repeat(3,minmax(170px,1fr))}.footer .bf-logo{align-items:flex-start}.footer .bf-logo-text{min-width:0}@media (max-width:900px){.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:560px){.footer-grid{grid-template-columns:1fr}}.hdr-inner{position:relative}.mega{gap:6px}.mega-item{position:static}.mega-item>button{color:#1e2b26;background:none;border:0;font:inherit;font-weight:600;cursor:pointer;display:inline-flex;align-items:center;gap:4px;border-radius:999px}.mega-item:focus-within>button,.mega-item:hover>button,.mega-item>button:hover{background:#eef5f0;color:var(--brand)}.mega-item.is-active>button{color:var(--brand);box-shadow:inset 0 -2px 0 var(--brand);border-radius:0}.mega-panel{display:none;position:absolute;left:28px;right:28px;top:calc(100% - 4px);background:#fff;border:1px solid #ece7de;border-radius:18px;box-shadow:0 30px 60px -28px rgba(15,61,46,.45);padding:26px 28px 22px;z-index:70}.mega-item:after{content:"";position:absolute;left:0;right:0;top:100%;height:0}.mega-cols{display:grid;grid-gap:10px 28px;gap:10px 28px}.mega-col{display:flex;flex-direction:column}.mega-title{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;margin:0 0 8px;min-height:1em}.mega-col a{padding:8px 10px;margin-left:-10px;border-radius:8px;color:var(--ink);text-decoration:none;font-size:1.02rem}.mega-col a:hover,.mega-col a[aria-current=page]{background:#eef5f0;color:var(--brand)}.mega-hub{display:flex;flex-direction:column;gap:2px;margin-top:18px;padding:14px 18px;border-radius:12px;background:#f7f2ea;text-decoration:none;color:var(--ink)}.mega-hub strong{color:var(--brand);font-size:1.02rem}.mega-hub span{color:#5b6862;font-size:.95rem}.mega-hub:hover{background:#efe6d6}.hdr-search{margin-left:0;width:42px;height:42px;justify-content:center;border-radius:50%;border:1px solid #e3ddd1}.hdr-search:hover{background:#eef5f0}@media (max-width:1240px){.mega-item>button{padding:10px 8px;font-size:.9rem}.hdr-inner{gap:16px}}@media (max-width:1100px){.hdr-search{display:none}}@media (max-width:1020px){.hdr-nav{display:none}.hdr-mobile{display:block}}.hdr-mobile-panel{position:fixed;left:0;right:0;top:64px;bottom:0;border-radius:0;min-width:0;overflow-y:auto;padding:14px 16px 40px;display:block;box-shadow:none;border:0;border-top:1px solid #ece7de}.mm-call{display:block;text-align:center;background:var(--brand);color:#fff!important;font-weight:700;font-size:1.1rem;padding:15px 16px!important;border-radius:999px!important;margin-bottom:12px}.mm-group{border-bottom:1px solid #ece7de}.mm-group>summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;padding:16px 4px;font-size:1.15rem;font-weight:700;color:var(--ink)}.mm-group>summary::-webkit-details-marker{display:none}.mm-group>summary:after{content:"+";font-size:1.5rem;color:var(--brand);font-weight:400}.mm-group[open]>summary:after{content:"–"}.mm-links{display:grid;padding:0 0 12px}.mm-links a{padding:11px 8px!important;font-size:1.05rem}.mm-hub{font-weight:700;color:var(--brand)!important;background:#f7f2ea}.mm-foot{display:flex;gap:8px;flex-wrap:wrap;padding-top:16px}.mm-foot a{padding:10px 14px!important;border:1px solid #e3ddd1;border-radius:999px!important}.trust-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;grid-gap:36px;gap:36px;align-items:start}.prose-card{background:#fff;border:1px solid #e3ddd1;border-radius:20px;padding:34px 38px;box-shadow:0 10px 30px -22px rgba(15,61,46,.4);margin-bottom:28px}.prose-card h2{font-size:1.6rem;margin-top:32px;padding-top:22px;border-top:1px solid #efe9de}.prose-card h2:first-child{border-top:0;padding-top:0}.prose-card li,.prose-card p{font-size:1.12rem;line-height:1.7}.prose-card ul{padding-left:0;list-style:none}.prose-card ul li{position:relative;padding-left:34px;margin-bottom:10px}.prose-card ul li:before{content:"";position:absolute;left:4px;top:8px;width:18px;height:18px;border-radius:50%;background:#2f7d5b url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4L18 8' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") 50% /14px no-repeat}.trust-nav{position:-webkit-sticky;position:sticky;top:96px;background:#fff;border:1px solid #e3ddd1;border-radius:18px;padding:20px;display:flex;flex-direction:column}.trust-nav-title{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#8a6d3b;margin:0 0 8px}.trust-nav a{padding:10px 12px;border-radius:10px;color:var(--ink);text-decoration:none;font-size:1.02rem}.trust-nav a:hover{background:#eef5f0}.trust-nav a[aria-current=page]{background:#eef5f0;color:var(--brand);font-weight:700;box-shadow:inset 3px 0 0 var(--brand)}.trust-promise{margin-top:14px;background:#f7f2ea;border-radius:12px;padding:14px 16px}.trust-promise p{margin:0 0 4px;font-size:.98rem;color:#33413b}@media (max-width:960px){.trust-layout{grid-template-columns:1fr}.trust-nav{position:static}}@media (max-width:600px){.prose-card{padding:22px 18px}}.dir-h{font-size:1.8rem;margin:40px 0 16px}.dir-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:18px;gap:18px}.dir-card{background:#fff;border:1px solid #e3ddd1;border-radius:16px;padding:20px 22px}.dir-card h3{margin:0 0 8px;font-size:1.25rem}.dir-card h3 a{color:var(--brand);text-decoration:none}.dir-card ul{list-style:none;padding:0;margin:0}.dir-card li{border-top:1px solid #efe9de}.dir-card li:first-child{border-top:0}.dir-card li a{display:block;padding:8px 0;color:var(--ink);text-decoration:none;font-size:1.04rem}.dir-card li a:hover{color:var(--brand);text-decoration:underline}@media (max-width:900px){.dir-grid{grid-template-columns:1fr 1fr}}@media (max-width:600px){.dir-grid{grid-template-columns:1fr}}.pg-body ol[class],.pg-body ul[class]{max-width:none}@media (min-width:900px){.tool{display:grid;grid-template-columns:minmax(0,1fr) 360px;grid-column-gap:36px;column-gap:36px;align-items:start}.tool>*{grid-column:1}.tool>.result{grid-column:2;grid-row:1/span 40;position:-webkit-sticky;position:sticky;top:100px;margin-top:0}}.tool .field input{max-width:420px}.tool>.result{background:linear-gradient(160deg,#0f3d2e,#1d5a43);color:#fff;border-radius:20px;padding:28px 28px 24px;box-shadow:0 20px 40px -24px rgba(15,61,46,.6)}.tool>.result .big{color:#fff;font-size:3rem;font-family:var(--font-display),Georgia,serif;margin:4px 0 8px}.tool>.result .small,.tool>.result li,.tool>.result p{color:#e3efe8}.tool>.result a{color:#fff}.tool>.result .call-link strong{color:#ffe7c7}.tool>.result .h-btn{background:#fff;color:var(--brand)}.tool>.result .h-btn:hover{background:#ffe7c7;color:var(--brand)}.tool>.result .result-cta{background:hsla(0,0%,100%,.1);border:1px solid hsla(0,0%,100%,.2);border-radius:14px;padding:16px;margin-top:14px}.tool>.result .result-cta p,.tool>.result .result-cta strong{color:#fff}.tool>.result .call-link{display:flex;flex-direction:column;align-items:flex-start;gap:8px;color:#e3efe8;text-decoration:none;margin-top:6px}.tool>.result .call-link strong{display:inline-block;background:#fff;color:var(--brand);padding:12px 22px;border-radius:999px;font-size:1.05rem;text-decoration:none}.tool>.result .call-link:hover strong{background:#ffe7c7}@media (max-width:1020px){.hdr{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}.hdr-mobile-panel{background:#fff;height:calc(100dvh - 64px);bottom:auto}}@media (max-width:460px){.hdr-cta{display:none}.hdr-inner{gap:10px}}.hdr-mobile .mm-group>summary{border:0;border-radius:0;padding:16px 4px;font-size:1.15rem;color:var(--ink)}@media (max-width:640px){.gl-index{max-height:132px;overflow:hidden;-webkit-mask-image:linear-gradient(#000 70%,transparent);mask-image:linear-gradient(#000 70%,transparent)}}.mega{align-self:stretch}.mega-item{display:flex;align-items:center}.mega-item:focus-within .mega-panel,.mega-item:hover .mega-panel{display:block}.mega-panel{display:block;top:calc(100% - 2px);padding:22px 26px 24px;animation:megaIn .14s ease-out}@keyframes megaIn{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}.mega-item>button{font-size:1rem;padding:10px 12px}.mega-item.is-open>button{background:#0f3d2e;color:#fff;border-radius:999px;box-shadow:none}.mega-intro{margin:0 0 16px;font-size:1.1rem;color:#3d4a44}.mega-body{display:grid;grid-template-columns:minmax(0,1fr) 270px;grid-gap:26px;gap:26px}.mega-cols{gap:6px 20px}.mega-title{font-size:.82rem;color:#8a6d3b;margin-bottom:6px}.mega-col a{display:flex;flex-direction:column;gap:1px;padding:9px 12px;margin-left:-12px;border-radius:10px}.mega-link{font-size:1.08rem;font-weight:600;color:#0f3d2e;line-height:1.3}.mega-desc{font-size:.93rem;color:#5b6862;line-height:1.3}.mega-col a:hover .mega-link{text-decoration:underline}.mega-side{display:flex;flex-direction:column;gap:12px}.mega-hub{margin-top:0}.mega-call{background:#0f3d2e;color:#e3efe8;border-radius:14px;padding:16px 18px}.mega-call p{margin:0 0 6px;font-size:.98rem;line-height:1.4}.mega-call strong{color:#fff;font-size:1.05rem}.mega-call a{display:inline-block;margin-top:6px;background:#fff;color:#0f3d2e;font-weight:700;padding:11px 18px;border-radius:999px;text-decoration:none;font-size:1.02rem}.mega-call a:hover{background:#ffe7c7}@media (max-width:1240px){.mega-item>button{font-size:.93rem;padding:9px}.mega-body{grid-template-columns:minmax(0,1fr) 230px}}.mm-help{margin:4px;color:#5b6862;font-size:1rem}.hdr-mobile .mm-group>summary span{display:flex;flex-direction:column;gap:2px}.hdr-mobile .mm-group>summary small{font-weight:400;font-size:.95rem;color:#5b6862}.mm-sub{display:grid;margin-top:6px}.mm-sub-title{margin:10px 8px 2px;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#8a6d3b}.mm-links a{display:flex;flex-direction:column;font-weight:600;color:#0f3d2e!important}.mm-links a small{font-weight:400;color:#5b6862;font-size:.92rem}.mega-item>button{white-space:nowrap}.m-callbar{display:none!important}@media (max-width:760px){body{padding-bottom:0}}.scb{position:fixed;left:0;right:0;bottom:0;z-index:65;padding:0 16px calc(12px + env(safe-area-inset-bottom, 0px));transform:translateY(120%);transition:transform .35s ease;pointer-events:none}.scb.is-shown{transform:none}.scb-inner{pointer-events:auto;max-width:1080px;margin:0 auto;display:grid;grid-template-columns:auto 1fr auto auto;align-items:center;grid-gap:18px;gap:18px;background:#0f3d2e;color:#fff;border-radius:22px;padding:14px 16px 14px 20px;box-shadow:0 18px 44px -12px rgba(0,0,0,.45);border:1px solid hsla(0,0%,100%,.12)}.scb-icon{width:50px;height:50px;border-radius:50%;background:#f5e6d8;color:#0f3d2e;display:grid;place-items:center}.scb-title{margin:0;font-family:var(--font-display),Georgia,serif;font-size:1.3rem;font-weight:700;color:#fff;line-height:1.2}.scb-sub{margin:3px 0 0;font-size:1.02rem;color:#d7e3dc;line-height:1.4}.scb-sub strong{color:#ffe7c7;font-weight:600}.scb-btn{display:inline-flex;align-items:center;gap:10px;background:#f5e6d8;color:#0f3d2e;text-decoration:none;border-radius:999px;padding:10px 24px 10px 18px;font-weight:800;white-space:nowrap;min-height:58px;transition:background .15s}.scb-btn:hover{background:#fff}.scb-btn span{display:flex;flex-direction:column;line-height:1.1;font-size:1.3rem;letter-spacing:.01em}.scb-btn small{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:#5b6862}.scb-close{width:36px;height:36px;border-radius:50%;border:1px solid hsla(0,0%,100%,.3);background:transparent;color:#fff;font-size:1.4rem;line-height:1;cursor:pointer}.scb-close:hover{background:hsla(0,0%,100%,.12)}.footer{padding-bottom:130px}@media (max-width:760px){.scb{padding:0 8px calc(8px + env(safe-area-inset-bottom, 0px))}.scb-inner{grid-template-columns:1fr auto;gap:10px;padding:10px 10px 10px 14px;border-radius:18px}.scb-close,.scb-icon,.scb-sub{display:none}.scb-title{font-size:1.02rem;font-family:inherit}.scb-title:after{content:" Free, no pressure.";font-weight:400;color:#d7e3dc}.scb-btn{min-height:52px;padding:8px 16px 8px 12px}.scb-btn span{font-size:1.08rem}.footer{padding-bottom:110px}}@media print{.scb{display:none}}.footer{padding-bottom:30px}@media (max-width:760px){.footer{padding-bottom:30px}}body.has-scb{padding-bottom:64px}.scb{padding:0;transform:translateY(105%)}.scb-inner{max-width:none;margin:0;border-radius:0;border:0;border-top:1px solid hsla(0,0%,100%,.15);box-shadow:0 -10px 30px -18px rgba(0,0,0,.45);padding:9px max(16px,calc((100vw - 1184px) / 2)) calc(9px + env(safe-area-inset-bottom, 0px));grid-template-columns:1fr auto auto;gap:16px}.scb-text{margin:0;font-size:1.12rem;color:#e3efe8;line-height:1.3}.scb-text strong{color:#fff}.scb-text span{color:#ffe7c7}.scb-btn{min-height:46px;padding:8px 22px;font-size:1.12rem;gap:9px}.scb-close{width:34px;height:34px;font-size:1.3rem}@media (max-width:760px){body.has-scb{padding-bottom:70px}.scb{padding:0}.scb-inner{grid-template-columns:1fr auto;gap:10px;padding:8px 10px calc(8px + env(safe-area-inset-bottom, 0px)) 14px;border-radius:0}.scb-text{font-size:.98rem}.scb-text span{display:block;font-size:.9rem}.scb-btn{min-height:50px;padding:8px 14px;font-size:1.05rem}.scb-close{display:none}}.scb-text .scb-long{color:#e3efe8}.scb-text .scb-mob{display:none}@media (max-width:760px){.scb-text .scb-long{display:none}.scb-text .scb-free{display:inline;font-size:inherit;color:#ffe7c7}.scb-text .scb-mob{display:block;font-size:.85rem;color:#c9dbd1}}.cta-card a.h-btn:not(.h-btn-outline),.pg-body a.h-btn:not(.h-btn-outline),.pg-main a.h-btn:not(.h-btn-outline),.side-help a.h-btn:not(.h-btn-outline),a.h-btn.call-lg,a.h-btn.call-md,a.h-btn.pg-call-btn{color:#fff;font-weight:800;text-decoration:none}.cta-card a.h-btn:not(.h-btn-outline):hover,.pg-body a.h-btn:not(.h-btn-outline):hover,.pg-main a.h-btn:not(.h-btn-outline):hover,.side-help a.h-btn:not(.h-btn-outline):hover{color:#fff}.h-btn-call,.hdr-cta,.lp-callbtn,.mm-call{font-weight:800}.h-btn svg,.h-btn-call svg{color:inherit}html body .fc-calc-call a.h-btn,html body .h-opt-call a.h-btn.h-btn-call,html body .h-story-cta a.h-btn,html body .tool>.result a.h-btn,html body a.h-btn.story-end-btn{color:#0f3d2e;font-weight:800}html body .fc-calc-call a.h-btn:hover,html body .h-opt-call a.h-btn.h-btn-call:hover,html body .h-story-cta a.h-btn:hover,html body .tool>.result a.h-btn:hover,html body a.h-btn.story-end-btn:hover{color:#0f3d2e}