Call 1-833-635-4066
Menu
Call 1-833-635-4066 · Free, no obligation

Tap a topic to see the guides.

Burial insuranceSmall life insurance policies that help pay for a funeral.
New to this? Start here →

Start here

What is burial insurance?How it works, in plain wordsBurial insurance for seniorsWhat people over 50 should knowHow much does it cost?What changes your priceIs it worth it?Honest pros and cons

Understand your policy

The different kinds of policiesSide-by-side, in a simple tableCoverage with no waiting periodFull benefit from day oneWhat a waiting period meansGraded and modified policiesWhat the money can pay forFuneral, bills and more

Compare and buy

How to compare companiesA simple checklistBurial vs. regular life insuranceWhich one fits youBuying for a parentStep by step, with their OKGetting pricesWhat happens when you call
Age & healthFind the guide for your age or a health condition.
See every health guide →

Find your age

Ages 50 to 69Most choices availableAges 70 to 79What changes after 70Ages 80 to 84Options still existAges 85 to 89Fewer, but real, optionsAge 90 and upHonest answers

Health conditions

Any health conditionStart here if unsureDiabetesType 1, type 2 and insulinCOPD or oxygen useInhalers, oxygen, smokingCancerDuring or after treatment

More conditions

Stroke or mini-strokeTime since mattersKidney dialysisWhat is usually offeredHIVYour options todaySerious or terminal illnessKind, honest options
Funeral costsWhat a funeral costs and how to plan one, step by step.
See every planning guide →

What it costs

What a funeral costsNational averages, explainedWhat cremation costsSimple vs. full serviceEvery cost, line by lineWhat you can skipCremation or burial?A side-by-side look

Pay ahead of time

Prepaid funeral plansPaying the funeral home earlyPreneed insuranceSold by funeral homesBurial savings accountsSetting money asideInsurance for cremationHow it works

Step-by-step checklists

Plan a funeralEvery decision, in orderGet your papers in orderWill, wishes, accountsAfter someone diesThe first 30 daysYour rights at a funeral homeWhat they must tell you
Help payingGovernment benefits, claims, and help with funeral bills.
See every benefit guide →

Government help

Social Security ($255)Who gets it, how to applyHelp for veteransVA burial benefitsDoes Medicare pay?The short answer: noLocal burial helpCounty and state programs

After a death

Ways to pay for a funeralEvery option, explainedGet a death certificateWhere and how manyCollect life insuranceThe claim, step by stepFind a lost policyFree ways to search

Is that ad true?

"Free" burial insuranceWhat the ads leave outThe "final expense program"Is it from the government?The $25,000 benefitFact checkSSI and burial moneyWhat you can keep
ToolsSimple calculators and checklists. Free, nothing to sign up for.
Common questions, answered →

Calculators

Funeral cost calculatorAdd up a funeralHow much coverage do I need?Find your numberWhich policy fits my health?60-second quiz

Help and reference

After a death: checklistTick things off as you goWhat does that word mean?Plain-English glossarySearch the siteType a question
SearchAbout usContact

Guides

Burial insurance and your health

How insurers commonly look at health conditions, which policy types are often available, and what to ask a Licensed Insurance Agent.

Call 1-833-635-4066Free call · Licensed Insurance Agents · No obligation

Guides by health condition

Burial Insurance With Pre-Existing ConditionsBurial insurance with pre-existing conditions is often available. Many policies use a short list of health questions, and your answers mainly decide which type a…Read the guide →How to Choose Final Expense Insurance With Type 1 Diabetes (and Type 2)To choose final expense insurance with type 1 diabetes, compare companies by how their questions treat insulin and complications. Many people with well-controlled…Read the guide →Burial Insurance for Cancer Patients and SurvivorsBurial insurance for cancer patients is often available. If you are in treatment now, the option commonly offered is guaranteed issue, which asks no health questions…Read the guide →Terminal Life Insurance: Your Options After a Terminal DiagnosisTerminal life insurance usually means one of two things. A life insurance policy you already own may let you use part of the benefit early, often called an…Read the guide →Burial Insurance After a Stroke or TIABurial insurance after a stroke is often available. A recent stroke commonly leads to a graded or guaranteed issue policy with a waiting period. As more time passes…Read the guide →Burial Insurance With COPDBurial insurance with COPD is often available. Milder COPD managed with inhalers may be offered level or graded coverage by some companies. Oxygen use is usually the…Read the guide →Burial Insurance for Dialysis PatientsBurial insurance for dialysis patients is available, but options are usually limited. Many policies with health questions ask about kidney failure or dialysis, so…Read the guide →Burial Insurance for HIV PatientsBurial insurance for HIV patients is available, but options are often narrower. Many policies with health questions ask about HIV or AIDS, and a "yes" commonly means…Read the guide →