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Burial insuranceSmall life insurance policies that help pay for a funeral.
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What is burial insurance?How it works, in plain wordsBurial insurance for seniorsWhat people over 50 should knowHow much does it cost?What changes your priceIs it worth it?Honest pros and cons

Understand your policy

The different kinds of policiesSide-by-side, in a simple tableCoverage with no waiting periodFull benefit from day oneWhat a waiting period meansGraded and modified policiesWhat the money can pay forFuneral, bills and more

Compare and buy

How to compare companiesA simple checklistBurial vs. regular life insuranceWhich one fits youBuying for a parentStep by step, with their OKGetting pricesWhat happens when you call
Age & healthFind the guide for your age or a health condition.
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Find your age

Ages 50 to 69Most choices availableAges 70 to 79What changes after 70Ages 80 to 84Options still existAges 85 to 89Fewer, but real, optionsAge 90 and upHonest answers

Health conditions

Any health conditionStart here if unsureDiabetesType 1, type 2 and insulinCOPD or oxygen useInhalers, oxygen, smokingCancerDuring or after treatment

More conditions

Stroke or mini-strokeTime since mattersKidney dialysisWhat is usually offeredHIVYour options todaySerious or terminal illnessKind, honest options
Funeral costsWhat a funeral costs and how to plan one, step by step.
See every planning guide →

What it costs

What a funeral costsNational averages, explainedWhat cremation costsSimple vs. full serviceEvery cost, line by lineWhat you can skipCremation or burial?A side-by-side look

Pay ahead of time

Prepaid funeral plansPaying the funeral home earlyPreneed insuranceSold by funeral homesBurial savings accountsSetting money asideInsurance for cremationHow it works

Step-by-step checklists

Plan a funeralEvery decision, in orderGet your papers in orderWill, wishes, accountsAfter someone diesThe first 30 daysYour rights at a funeral homeWhat they must tell you
Help payingGovernment benefits, claims, and help with funeral bills.
See every benefit guide →

Government help

Social Security ($255)Who gets it, how to applyHelp for veteransVA burial benefitsDoes Medicare pay?The short answer: noLocal burial helpCounty and state programs

After a death

Ways to pay for a funeralEvery option, explainedGet a death certificateWhere and how manyCollect life insuranceThe claim, step by stepFind a lost policyFree ways to search

Is that ad true?

"Free" burial insuranceWhat the ads leave outThe "final expense program"Is it from the government?The $25,000 benefitFact checkSSI and burial moneyWhat you can keep
ToolsSimple calculators and checklists. Free, nothing to sign up for.
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Calculators

Funeral cost calculatorAdd up a funeralHow much coverage do I need?Find your numberWhich policy fits my health?60-second quiz

Help and reference

After a death: checklistTick things off as you goWhat does that word mean?Plain-English glossarySearch the siteType a question
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Free tool · 60 seconds

Which Burial Insurance Fits My Health?

Call 1-833-635-4066Free call · Licensed Insurance Agents · No obligation

60 seconds, five questions

Burial insurance comes in three types, and your health decides which one you're likely to be offered. Answer five questions to see the type commonly available. We don't ask for your name or contact details.

Question 1 of 5

How old is the person to be insured?

Related guides

Types of Burial Insurance: Level, Graded, Modified and Guaranteed IssueThe main types of burial insurance are level (full benefit from day one), graded and modified (a reduced benefit for death from illness in the early years), and…Read the guide →Burial Insurance With Pre-Existing ConditionsBurial insurance with pre-existing conditions is often available. Many policies use a short list of health questions, and your answers mainly decide which type a…Read the guide →Graded Death Benefit: What It Pays and How It WorksA graded death benefit means a life insurance policy pays less than the full amount if the insured dies of an illness during the first years, often two. Common early…Read the guide →