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Burial insuranceSmall life insurance policies that help pay for a funeral.
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What is burial insurance?How it works, in plain wordsBurial insurance for seniorsWhat people over 50 should knowHow much does it cost?What changes your priceIs it worth it?Honest pros and cons

Understand your policy

The different kinds of policiesSide-by-side, in a simple tableCoverage with no waiting periodFull benefit from day oneWhat a waiting period meansGraded and modified policiesWhat the money can pay forFuneral, bills and more

Compare and buy

How to compare companiesA simple checklistBurial vs. regular life insuranceWhich one fits youBuying for a parentStep by step, with their OKGetting pricesWhat happens when you call
Age & healthFind the guide for your age or a health condition.
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Find your age

Ages 50 to 69Most choices availableAges 70 to 79What changes after 70Ages 80 to 84Options still existAges 85 to 89Fewer, but real, optionsAge 90 and upHonest answers

Health conditions

Any health conditionStart here if unsureDiabetesType 1, type 2 and insulinCOPD or oxygen useInhalers, oxygen, smokingCancerDuring or after treatment

More conditions

Stroke or mini-strokeTime since mattersKidney dialysisWhat is usually offeredHIVYour options todaySerious or terminal illnessKind, honest options
Funeral costsWhat a funeral costs and how to plan one, step by step.
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What it costs

What a funeral costsNational averages, explainedWhat cremation costsSimple vs. full serviceEvery cost, line by lineWhat you can skipCremation or burial?A side-by-side look

Pay ahead of time

Prepaid funeral plansPaying the funeral home earlyPreneed insuranceSold by funeral homesBurial savings accountsSetting money asideInsurance for cremationHow it works

Step-by-step checklists

Plan a funeralEvery decision, in orderGet your papers in orderWill, wishes, accountsAfter someone diesThe first 30 daysYour rights at a funeral homeWhat they must tell you
Help payingGovernment benefits, claims, and help with funeral bills.
See every benefit guide →

Government help

Social Security ($255)Who gets it, how to applyHelp for veteransVA burial benefitsDoes Medicare pay?The short answer: noLocal burial helpCounty and state programs

After a death

Ways to pay for a funeralEvery option, explainedGet a death certificateWhere and how manyCollect life insuranceThe claim, step by stepFind a lost policyFree ways to search

Is that ad true?

"Free" burial insuranceWhat the ads leave outThe "final expense program"Is it from the government?The $25,000 benefitFact checkSSI and burial moneyWhat you can keep
ToolsSimple calculators and checklists. Free, nothing to sign up for.
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Calculators

Funeral cost calculatorAdd up a funeralHow much coverage do I need?Find your numberWhich policy fits my health?60-second quiz

Help and reference

After a death: checklistTick things off as you goWhat does that word mean?Plain-English glossarySearch the siteType a question
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Free tool

Funeral Cost Calculator

Call 1-833-635-4066Free call · Licensed Insurance Agents · No obligation

How it works

Pick the type of funeral. We start with the national median funeral home price from the National Funeral Directors Association, then you add cemetery and other costs. Replace any number with a local quote for a more accurate total.

What kind of funeral?
Pre-filled with the 2023 national median from the National Funeral Directors Association. Change it if you have a local quote.

Cemetery costs

These are not included in funeral home prices. Ask your cemetery for its price list. Leave blank if they don't apply.

Estimated total

$8,300

Next: see how much coverage you'd need to pay for this.

Want to help your family be more prepared? Talk to a Licensed Insurance Agent: 1-833-635-4066

Funeral home figures: National Funeral Directors Association, 2023 General Price List Study. Funeral homes must give you prices over the phone under the FTC Funeral Rule.

Related guides

Funeral Cost Breakdown: Every Price List Line ExplainedA funeral cost breakdown has three parts: funeral home charges listed on its General Price List, cemetery charges such as the plot and headstone, and cash advance…Read the guide →Cremation Cost: Direct vs. Full-Service, ItemizedCremation cost depends mostly on the services you add. The National Funeral Directors Association (NFDA) reported a 2023 national median of $6,280 for a funeral with…Read the guide →How to Pay for a Funeral: Every Realistic OptionMany families pay for a funeral with a mix of sources: the person's life insurance, savings or payable-on-death accounts, and money from the estate. Public help is…Read the guide →

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